The Process

Funded in as Little as
72 Hours. Here's How.

We eliminated the paperwork and red tape so you can focus on what matters. Here's exactly how our process works from application to cash in your account.

Start Your Application →

4 Steps to Business Capital

01

Apply Online in 4 Minutes

Fill out our simple online application. We only ask for the basics: your business name, monthly revenue, how long you've been operating, and how much capital you need. No stacks of paperwork.

02

We Review Your Business Health

Our underwriting team reviews your last 3–4 months of bank statements to assess your true revenue and cash flow — not just your credit score. Most reviews are completed the same business day.

03

Receive Your Personalized Offer

Within 24 hours you'll receive a tailored funding offer showing your exact advance amount, factor rate, and total repayment. Your dedicated advisor walks you through every detail — no pressure, no fine print surprises.

04

Funds Deposited to Your Account

Once you accept and sign digitally, funds are transferred directly to your business bank account — often the same day, always within 72 hours.

Requirements

4-minute online application
3–4 months of business bank statements
Minimum $25,000/month in revenue
At least 6 months in business
US-based business, 18+ years old

No Hard Credit Pull

Checking your rate with Trustee Financing will never affect your credit score. We use a soft pull only during the initial review.

What to Expect & When

Day 1

Application & Review

Submit your application and bank statements online. Our team begins review immediately during business hours (Mon–Fri, 8AM–9PM ET).

Day 1–2

Offer & Approval

Receive your personalized funding offer. Your advisor calls to walk through the terms. Sign digitally in minutes once you're ready.

Day 2–3

Funding

Funds are wired directly to your business bank account. Same-day funding is available for qualifying applications received before noon ET.

Ready to Get Started?

Apply in 4 minutes. No credit impact. No obligation.

Apply Now — It's Free →